Top 10 Things You Need to Know Before Moving to Florida from NY

Are you considering moving to Florida from NY? You’re not alone – thousands of New Yorkers swap skyscrapers for palm trees every year. In fact, Florida attracted over 71,000 former New Yorkers in 2023, drawn by promises of warmer weather, lower taxes, and a different pace of life. But before you trade the Big Apple for the Sunshine State, it’s crucial to know what you’re getting into.

Whether you’re a family looking for more space, a professional seeking new opportunities, or a student heading to college, these insights will prepare you for life in Florida. Let’s dive in!

1. Cost of Living & Taxes: Florida Is Cheaper (and Tax-Friendly)

Money matters, and one of the biggest reasons people move to Florida from New York is the cost of living. Overall expenses in Florida can be up to 10–15% lower than in New York. Everything from housing and groceries to healthcare tends to cost less.

No state income tax in Florida: Florida has no state income tax, whereas New York does. This tax break is a huge draw for many movers and helps improve your savings and take-home pay.

Everyday expenses are lower: Groceries, dining, transportation, and utilities are typically cheaper in Florida than in NYC. Even gas prices tend to be lower, especially if you’ll be driving more.

2. Housing Market & Affordability: More Space for Your Buck

Housing is generally more affordable in Florida than in New York. The median home price in NY is around $576,000, while in Florida it’s about $392,000. You can also find larger, newer homes with outdoor spaces, which is rare in NYC.

Renting vs. Buying: Many NY renters can afford to buy in FL. Just be mindful of insurance costs due to hurricanes.

Neighborhood Options: From beachside bungalows to downtown condos and gated suburban communities, Florida has something for every lifestyle.

3. Employment & Job Opportunities: A Different Market

Florida’s job market differs from New York’s. While NY thrives on finance, media, and fashion, Florida leans toward healthcare, tourism, aerospace, education, and a growing tech scene.

Salaries vs. Cost: Salaries may be lower, but cost of living is also lower. And no state income tax means higher effective income.

Remote Work: Many NY professionals keep their jobs and work remotely from Florida, combining the best of both worlds.

4. Weather & Climate Changes: From Snow to Sunshine (and Hurricanes!)

Expect hot, humid summers and mild winters. South Florida is tropical year-round. No more snow – but yes to hurricanes. Be sure to prepare and insure properly during storm season.

Nature Adjustments: You’ll also encounter new wildlife and bugs. Gators aren’t in your backyard, but they’re nearby in fresh water areas!

5. Lifestyle & Pace of Life: Slowing Down (in a Good Way)

Florida’s lifestyle is more laid-back. People are generally friendlier, and outdoor leisure is prioritized over constant hustle.

Work-Life Balance: Expect less stress and more sunshine. Communities often feel more tight-knit and relaxed than NYC neighborhoods.

6. Culture, Entertainment & Food: Different Flavors of Fun

While you’ll lose Broadway, you’ll gain fresh seafood, Latin cuisine, art scenes in Miami and St. Pete, and sports galore.

Dining & Diversity: Florida’s food scene includes Cuban sandwiches, seafood, BBQ, and even NY-style pizza in some spots thanks to transplants.

7. Choosing Your Florida City: Find Your Perfect Spot

• Miami: Trendy, fast-paced, international, expensive.
• Orlando: Family-friendly, central, tech growing.
• Tampa/St. Pete: Beachy, affordable, artsy.
• Jacksonville: Spacious, suburban, military presence.
• Fort Lauderdale: Relaxed, waterways, good for families.
• Gainesville/Tallahassee: College towns, affordable, youthful.

8. Family and Education Considerations: Schools & Kids

Public school quality varies by district. Research areas before choosing where to live. Florida also offers private, charter, and school choice programs. Raising kids here is often easier thanks to the weather and available space.

Activities: Families love Florida’s parks, beaches, and theme parks. You’ll likely enjoy a better balance between affordability and fun!

9. Preparing for the Move: Timing, Logistics & Moving Tips

Plan ahead for a long-distance move. Consider when to move, what to bring, whether to ship your car, and how to transfer utilities and licenses.

Hire Professionals: Choose a trusted long-distance moving service like America First Moving for a smoother relocation.

Checklist: Visit our moving tips page for a full checklist to ensure nothing is missed.

10. Settling In and Adjusting to Florida Life: Make it Home

Once you move, focus on registering for a Florida license, setting up local services, and making connections. Join local groups, explore neighborhoods, and embrace your new community.

Homesick? It happens. But you’ll soon find new favorites and new routines that make Florida feel like home.

Conclusion: From the Empire State to the Sunshine State

Moving to Florida from NY can be life-changing. With better weather, more space, tax benefits, and new experiences, it’s no wonder so many make the move. Just prepare well, choose your city wisely, and trust the right moving company to handle the transition.

Ready to make your move? America First Moving is your trusted partner. From packing and long-distance transport to storage and unpacking, we put YOU first—every step of the way.